Seize Your Future
Comprehensive guidance for overwhelmed first-time homebuyers and those yearning for financial independence.
Surmount home-buying hurdles, attain ownership, and commence your journey towards generational wealth.
Seize Your FutureSub-Headline
Comprehensive guidance for overwhelmed first-time homebuyers and those yearning for financial independence.
Surmount home-buying hurdles, attain ownership, and commence your journey towards generational wealth.
About Debra Johnson-King
I'm Debra L. Johnson-King, with over 30 years of experience as a mortgage broker, HUD-approved housing counselor, and branch manager. My mission is to simplify the home-buying process and boost financial literacy, enabling my clients to secure homes and build generational wealth. As a published author and a dedicated community leader, I share valuable insights to help you navigate the financial landscape confidently. Besides my professional life, I enjoy motherhood and pursuits like golf and wellness, which keep me balanced and energized to serve you better.
MODULE ONE
Understanding the Home Buying Process
OUTCOME
Gain familiarity with key real estate concepts and the overall home buying landscape.
DESCRIPTION
This module breaks down the home buying process from start to finish, ensuring you feel informed and confident as you step forward.
MODULE TWO
Financial Preparation for Homeownership
OUTCOME
Develop a clear financial plan and timeline for purchasing your home.
DESCRIPTION
Dive into your personal finances to craft a strong saving strategy, understanding the financial commitments of buying a home.
MODULE THREE
Credit Repair and Optimization
OUTCOME
Improve your credit score and understand how credit affects home buying.
DESCRIPTION
Address your credit challenges with effective tools and techniques that enhance your credit profile and buying power.
MODULE FOUR
Mortgage Mastery
OUTCOME
Identify and apply for the mortgage product that best suits your needs.
DESCRIPTION
Learn about different mortgage types and navigate the application process to find the best fit for your financial situation.
MODULE FIVE
Asset Accumulation Strategies
OUTCOME
Formulate a strategy for accumulating assets and building wealth beyond homeownership.
DESCRIPTION
Explore financial growth and asset accumulation to provide security and wealth for your future generations.
MODULE SIX
Risk Management and Insurance
OUTCOME
Gain a well-rounded understanding of how to protect your assets and property.
DESCRIPTION
Discover insurance and risk management strategies essential for safeguarding your new home and investments.
MODULE SEVEN
Negotiation Skills for Homebuyers
OUTCOME
Build confidence to negotiate effectively and secure favorable terms.
DESCRIPTION
Arm yourself with negotiation techniques to minimize stress and expense when closing deals on your dream home.
MODULE EIGHT
Long-term Wealth Planning
OUTCOME
Create a personalized, long-term financial and wealth accumulation plan.
DESCRIPTION
Cap off your journey by crafting an actionable plan that focuses on securing your financial stability and building generational wealth.
Who is it for?
- A first-time homebuyer feeling overwhelmed by the process.
- Eager to build generational wealth through homeownership.
- Looking to achieve financial independence.
Who is it not for?
- Someone who has previously bought a home.
- Not interested in long-term wealth building.
- Not keen on improving your financial independence.
Seize Your Future
Comprehensive guidance for overwhelmed first-time homebuyers and those yearning for financial independence.
Surmount home-buying hurdles, attain ownership, and commence your journey towards generational wealth.
Seize Your Future
Comprehensive guidance for overwhelmed first-time homebuyers and those yearning for financial independence.
Surmount home-buying hurdles, attain ownership, and commence your journey towards generational wealth.
